CHECKING ACCOUNT

Athens First First American Georgia National Bank Main Street NationsBank SunTrust Wachovia
Non-Interest Earning Checking Star Checking Student Checking Basic Checking Economy Checking One price Checking Regular Checking Blue Eagle Checking Classic Checking Regular Checking Regular Checking Flat Fee Account Premium Flat Fee Checking Budget Checking Express Account Economy Checking Regular Checking Economy Checking Personal Checking College Checking Regular Checking Economy checking
Minimum Balance To Open $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $100 $25 $25 $100 None $100 $50 $100 $100
Monthly Fees $7.99 $0.99 $3.99 $2.99 $6 No Charge $8 $2 NO Charge None $6 $9 $2 None $3 None $2.01 None None None $4.75
Unlimited check Writing Yes $.75 per check after 10 $.75 per check or withdrawal after 15 $.20 per check or withdrawal after 20 Yes Yes $.2 per check or withrawal after 25 $.75 per check or withdrawal after 15 Yes Yes Yes Yes $.50 per debit after 10 Unlimited $.75 per check or withdrawal after 12 Unlimited $.50 per check after 5 Unlimited Unlimited Unlimited $.50 per check or withdrawal after 15
Minimum Balance No Minimum No Minimum No Minimum No Minimum No Minimum $450 No Minimum No Minimum $500 $500 No Minimum No Minimum No Minimum $500 No Minimum $500 No Minimum $500 No Minimum $500 No Minimum
ATM Usage Limit Unlimited Unlimited $.75 per check or withdrawal after 15 $.20 per check or withdrawal after 20 Unlimited Unlimited $.2 per check or withrawal after 25 $.75 per check or withdrawal after 15 Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited $.75 per check or withdrawal after 12 Unlimited Unlimited Unlimited Unlimited Unlimited $.50 per check or withdrawal after 15
Canceled Checks Returned N/A N/A N/A $3 per check $3 per check $3 per check $3 per check $6 per check $6 per check N/A 10 free copies of cancelled checks per year N/A 10 free copies of cancelled checks per year $1 per month $5 per month $11 per month N/A 9.5 per month N/A $2 per check $2 per check
NSF Fee $25 $25 $25 $25 $25 $25 $25 $25 $25 $24 $24 $24 $24 $25 $25 $25 $24 $24 $25 $25 $25
Debit Card Yes (no charge) $12 per year $12 per year No Charge $5 per month No Charge $5 per month Yes (no charge) Yes (no charge) Yes (no charge) Yes (no charge) Yes (no charge) Yes (no charge) Yes (no charge) $1.5 per month $1.5 per month Yes (no charge) Yes (no charge) Yes (no charge) $1 per month $1 per month
Overdraft Protection $2 per transfer after 2 $2 per transfer after 2 $2 per transfer after 2 $3 per transfer $3 per transfer $3 per transfer $3 per transfer $5 per transfer $5 per transfer $4 per transfer $4 per transfer $4 per transfer $4 per transfer $5 per transfer $5 per transfer $5 per transfer $2 per transfer $2 per transfer $5 per transfer $5 per transfer $5 per transfer
Stop Payment Fee $25 $25 $25 $22 $22 $22 $22 $25 $25 $24 $24 $24 $24 $25 $25 $25 $24 $24 $25 $25 $25
PC Banking N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A Yes (no charge) Yes (no charge) Yes (no charge) $9.95 per month $9.95 per month to be announced to be announced to be announced