CHECKING ACCOUNT
| Athens First | First American | Georgia National Bank | Main Street | NationsBank | SunTrust | Wachovia | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Non-Interest Earning Checking | Star Checking | Student Checking | Basic Checking | Economy Checking | One price Checking | Regular Checking | Blue Eagle Checking | Classic Checking | Regular Checking | Regular Checking | Flat Fee Account | Premium Flat Fee Checking | Budget Checking | Express Account | Economy Checking | Regular Checking | Economy Checking | Personal Checking | College Checking | Regular Checking | Economy checking | |||||||
| Minimum Balance To Open | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $100 | $25 | $25 | $100 | None | $100 | $50 | $100 | $100 | |||||||
| Monthly Fees | $7.99 | $0.99 | $3.99 | $2.99 | $6 | No Charge | $8 | $2 | NO Charge | None | $6 | $9 | $2 | None | $3 | None | $2.01 | None | None | None | $4.75 | |||||||
| Unlimited check Writing | Yes | $.75 per check after 10 | $.75 per check or withdrawal after 15 | $.20 per check or withdrawal after 20 | Yes | Yes | $.2 per check or withrawal after 25 | $.75 per check or withdrawal after 15 | Yes | Yes | Yes | Yes | $.50 per debit after 10 | Unlimited | $.75 per check or withdrawal after 12 | Unlimited | $.50 per check after 5 | Unlimited | Unlimited | Unlimited | $.50 per check or withdrawal after 15 | |||||||
| Minimum Balance | No Minimum | No Minimum | No Minimum | No Minimum | No Minimum | $450 | No Minimum | No Minimum | $500 | $500 | No Minimum | No Minimum | No Minimum | $500 | No Minimum | $500 | No Minimum | $500 | No Minimum | $500 | No Minimum | |||||||
| ATM Usage Limit | Unlimited | Unlimited | $.75 per check or withdrawal after 15 | $.20 per check or withdrawal after 20 | Unlimited | Unlimited | $.2 per check or withrawal after 25 | $.75 per check or withdrawal after 15 | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | $.75 per check or withdrawal after 12 | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited | $.50 per check or withdrawal after 15 | |||||||
| Canceled Checks Returned | N/A | N/A | N/A | $3 per check | $3 per check | $3 per check | $3 per check | $6 per check | $6 per check | N/A | 10 free copies of cancelled checks per year | N/A | 10 free copies of cancelled checks per year | $1 per month | $5 per month | $11 per month | N/A | 9.5 per month | N/A | $2 per check | $2 per check | |||||||
| NSF Fee | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $25 | $24 | $24 | $24 | $24 | $25 | $25 | $25 | $24 | $24 | $25 | $25 | $25 | |||||||
| Debit Card | Yes (no charge) | $12 per year | $12 per year | No Charge | $5 per month | No Charge | $5 per month | Yes (no charge) | Yes (no charge) | Yes (no charge) | Yes (no charge) | Yes (no charge) | Yes (no charge) | Yes (no charge) | $1.5 per month | $1.5 per month | Yes (no charge) | Yes (no charge) | Yes (no charge) | $1 per month | $1 per month | |||||||
| Overdraft Protection | $2 per transfer after 2 | $2 per transfer after 2 | $2 per transfer after 2 | $3 per transfer | $3 per transfer | $3 per transfer | $3 per transfer | $5 per transfer | $5 per transfer | $4 per transfer | $4 per transfer | $4 per transfer | $4 per transfer | $5 per transfer | $5 per transfer | $5 per transfer | $2 per transfer | $2 per transfer | $5 per transfer | $5 per transfer | $5 per transfer | |||||||
| Stop Payment Fee | $25 | $25 | $25 | $22 | $22 | $22 | $22 | $25 | $25 | $24 | $24 | $24 | $24 | $25 | $25 | $25 | $24 | $24 | $25 | $25 | $25 | |||||||
| PC Banking | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | Yes (no charge) | Yes (no charge) | Yes (no charge) | $9.95 per month | $9.95 per month | to be announced | to be announced | to be announced | |||||||